Real estate appraisal services for homeowners in the city of Bozeman and Gallatin County

The top 7 reasons MT homeowners need Brockie Appraisal Company:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To cut your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MT divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Gallatin county or MT

Do you own a home in or near Bozeman? Do you need help deciding the price of your real estate?
Contact Brockie Appraisal Company.

We at Brockie Appraisal Company understand the special needs of a consumer seeking appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Brockie Appraisal Company, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Brockie Appraisal Company, we're experts in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging Gallatin county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's going down. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Brockie Appraisal Company is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Brockie Appraisal Company can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.